9.14.2012

fitty cent.

 
teaching little ones about money can be rather exhausting.
this family is composed of spenders, givers and savers.
some of my kids love to save their money.
some love to spend it.
and some love to give it (but not very often).
mr. anderson is a saver.
and i'm a, well, let's just say it's hard for me to pass up anything at target.  call it what you will.
 
we had a baggie system set up for the kids, but people were losing their baggies, or moving them---they were all over the place, much like my scattered mind.
so, davi had posted a picture that had her kids money in jars and i thought "well duh, that is a perfect "bank" for their money"
so, i grabbed a pack of mason jars from the wal-marts (an S on the end, in honor of kohen...he loves to add an S to his words).
and made the kids "spending" and "giving" jars.
(they each have a real piggy bank in their rooms---that holds their savings)
 
as you can see, elsa is still saving those dolla dolla bills.

 
i just hot glued some fabric to the tops of the jars and tied some twine to them.
labeled each of them by printing labels on the computer and voila.
 
our hope for our kids is that they will be responsible with their money.
that we can teach them at an early age, that giving to others is one of the most important things we can do as believers.
that saving is great when we have a big purchase we'd like to make (ahem, i'm still learning this).
and that it's okay to spend a little on yourself, when you've given to others first.
 
how do our little chickens earn money, you might ask?
we have a daily chore chart, that the kids do everyday---it's a clothespin chart (my fave!) and i move them over each night.  the kids do not get paid for these chores.  if they want to get paid, i have a list of chores up, with a price next to them---they can earn money by doing any of the chores listed.
-dust living room - .50
-clean a bathroom - $1.00
-sweep front porch - .50
-clean your room - $1.00
-help fold laundry - .50
-vacuum laundry room - .50
-help with olive - .25
 
those are the chores they can earn money by doing.
 
they have daily chores that look like this:
1 person:
vacuum kitchen, vacuum entryway
1 person:
clean up living room, clean off stairs
1 person:
clean the loft, take out trash/recycling
1 person:
empty dishwasher, put shoes away
1 person:
clean off kitchen table, pick up toys in backyard
 
those are all chores in our house, that need to be done everyday.  we usually always do our chores after dinner, but it can be hit or miss, depending on the day/night.
look, this is what i strive for my kids to do, but we aren't perfect.
kids complain about chores.
they don't do a great job, and have to do it again.
some days it's easier to just forget about it than to fight with someone about it.
we are normal.
but, with that said, teaching them responsibility is a big deal to us.
with chores, and with money.
my kids will go weeks without even looking at the PAID chore chart...and then the LEGO catalog comes in the mail and all of a sudden i have a super clean house.
hey, whatever motivates.
 
---
have a great weekend.


38 comments:

  1. Just wants to tell you that I read your blog daily but don't always have time to comment!! Thanks for always sharing really cool stuff. Also, your kids are super cute!!

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    1. thanks for saying hi, melissa :)

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  2. We love our jars over here! I think I need a paid chore chart. I feel awful about it, but we usually say we'll give our girl a quarter to do something and then forget about it. She is great about wanting to use her own money to buy treats and toys but I need to be better about paying her for what we say we will!

    Going to get a roll of quarters and a chore chart in action today!

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    1. we forget to give money too---our oldest has gotten very good at reminding us :)

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  3. Beautifully done. We are HORRIBLE with this and it needs to be more of a priority, so thanks for posting and reminding me!

    PS: where is that insanely cute apple fabric from?!

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    1. i found it at a garge sale--for free!

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  4. Great idea... ours is too little right now, but I will file this away for the not-too-distant future. Thanks!

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  5. Love your ideas, Emily. You are creative, crafty, thoughtful and such a good mama. PS, you still have to tell me how you manage your OCD on clean floors because I'm having a hard time with it and I only have 2 kids!

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    1. i sweep, sweep, sweep. we vacuum the kitchen floors each night. i'm not so bad here, as i was in orlando (the black and white checkered floor was bad for me). we have tile now and the dirt just blends in.
      BUT, since olive is crawling all around, i do have to keep the food off the floor--otherwise she snacks on it.

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  6. What a great idea and the jars look oh-so lovely too! Makes me realize it's never too early to teach the importance of giving...will start this for my 4 year old today!

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    1. awesome suzy! kids love to give :)

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  7. these are all such great ideas! my son is 2.5 so we are just starting with this idea and figuring out what to do... :) PS! i featured you on my blog today! (www.pecklife.com). happy friday!

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    1. you're sweet, em! i left you a comment but did it go through?

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  8. I love your clothespin chart! It's cute and simple! I started following you a few weeks ago because of your embrace the camera idea. I always take "arms length" pictures. I didn't have a post ready yesterday though. I am enjoying your ideas and creativity.

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  9. Love this!!! When my kids are big enough I'm totally going to steal this :)

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  10. we have tried envelopes, but they are very ragged and falling apart. We have mason jars galore so this will be perfect. What percentages do you all put in each jar?

    Catherine

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    1. no percentages...if they get a dollar, we usually split it up as follows:
      .50 in spending, .25 in saving, .25 in giving.

      if they only get a quarter i usually let them put it all in spending.
      if they get .50 cents, i usually make them do a quarter in each jar, spending and giving.

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  11. Thank you for sharing these great ideas - I think I'm going to adapt all off them!!

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  12. So funny, I JUST made mason jar banks for my kiddos. Three each: give, save, spend. :) I bought coin lids on veryjane.com for them, because my oldest loves a good coin slot. LOL. And a friend helped me make vinyl labels for them in their colors, so we know whose they are. I'm planning to use some scrap wood to make little caddies to keep them in. YAY for teaching our kids important life lessons!

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    1. you color code your kids too? wonderful!

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  13. Okay, know I've said this 100 times, but I have to get together with you and pick your organized family brain! I need help!! Love this idea!

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  14. Love this post. Yep, real life. We've been teaching the same things to our kids all these years (saving, tithing, etc.) It WILL pay off. My eldest is now about to buy his first car, with his own mullah! Hardest part? Having the "monies" every weekend for payday. ;) Love Olive's pic at the end.

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  15. Blog post's don't get any more real than yours! Every time I see a new post by you I KNOW it is going to help me regain my sanity for the day (and we only have 3 boys)! Teaching your kids to give to others first is an amazing gift you are giving them. I think it might be time for some of those jars in our house too!!

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  16. Great post! I only have a little one but my hubby and I have discussed this topic several times. I love the way you explained your chore system. I explained something similar to my husband a while back and he liked the idea. Your ideas give me a great model to think about when the time comes. Thanks!

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  17. I read your blog every day but don't always comment. Thanks for sharing this post. We are doing the same thing. Our oldest just turned 14 and got a cell for her birthday. Yes the cell was her birthday present. But the monthly payments are part of her allowance. Which means she is keeping up with dishes, keeping up with her own laundry, and helping mom with the vacuuming and such when it is needed. Some think that i should just give it to her...that she is entitled to the phone. Nope...I feel she has to help earn that monthly payment every month and take the responsibility. Anyway...glad we are not the only ones that are trying to teach some responsibility and value of a $$.

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  18. I am bookmarking this post for the future! Thanks so much for sharing!

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  19. i love this!! thanks for sharing. and i love using jars. so great. as of right now i just make my kiddos work.. i really should pay them and teach them to give and save.

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  20. we do the same thing at our house, but i haven't actually figured out what to do with the money in the giving jar. our son is six. we want to teach him about tithing, but i don't think he really understands the point of it yet. i've thought about waiting until christmas and letting him buy food or toys for needy kids, but once a year of giving doesn't seem like enough. what do your kids do with their giving money? we don't do percents yet either. as long as he puts some money in each jar, we are fine with that at this point.

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    1. kristine, it depends...sometimes they give it to church...

      we thought about doing something each month and adding it all together and saying we have X amount of money to give this month---what should we do?
      buy a meal for a family? put it in our fund to help pay for some christmas stuff for africa families...etc.
      just something that might bless others.

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  21. I don't have kids yet, but your chore chart and having paid chores is genius and adorable all at the same time. p.s. I the photo of Olive is ridiculously adorable.

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  22. Good system! When I have a second child, I will do this.

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  23. so fantastic!

    i cannot imagine the amount of work that goes into making sure 6 kids do chores...and making sure 6 kids are responsible. i know it's not easy with my 4. so keep on keeping on!

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  24. favorite picture of Olive of ALL TIME. Hands down. Except you can't really see her adorable little asian face...

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  25. love love love this! the jars, the non-paid, paid chores, all of it. brilliant! definately trying this with my family :)

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  26. thanks for the reminder of the clothes pin chart. I need a good way to split up our chores!

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  27. I think it's great that you are teaching your kids at an early age the value of money and the kindness us giving/donating. Such a cool thing to do it with jars.

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  28. hi emily :) this is such a great idea! question-where do you keep the jars?? on the kitchen counter?? we have 3 kids and we are low on counter space...so just curious. also, i am newish to this blogging thing and if i eventually write a chores/earning money blog, how would i credit you for this idea? i don't know much about 'grabbing buttons' , but i do know how to copy paste this link, if that's okay? either way, i will wait for your reply. b/c knowing myself i will procrastinate blogging about this subject. i'm the type that has a ton of ideas but hasn't written them out yet... okay, thx for reading! have a great day! :) In Him, Leslie

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